Financial wellbeing

Financial wellbeing can improve your happiness and sense of security.

The information and tips here will help you become more savings-savvy as well as point to where you can get help.

You can also find ideas for how to be more resourceful on our Social Wellbeing page.

Budget

Start to record your incomings and outgoings. Even the small things add up over time. You could even import your bank statements into a spreadsheet.

Money Saving Expert's free budget spreadsheet can help you get started. And Smart Asset has a list of top ten money management tips.

Track with an app

Money saving apps can help you track your finances.

Talk to your bank

Banks often recommend annual review chats. You'll get to know what the bank has to offer and how to get the best return on your savings. You can also hear about what to do if you need support.

Bargain hunt

Keep an eye open for retailer deals and offers. Our favourite sources for up-to-date news are Money Saving Expert (MSE) and Great Deals Made Easy. Both offer monthly updates on what's available, plus you can subscribe to MSE's monthly tips.

Also, it pays to know where your money goes, so check a recent statement to see if any subscriptions can be cancelled.

Getting support

See Financial advice and assistance if you are struggling with finances.
See Money and mental health if your financial situation is affecting your mental health.

Muslim staff may be able to access additional financial support through the National Zakat Foundation.

Money Helper Resources

Money Helper is an online advisory service sponsored by the Department for Work and Pensions. Take a browse of their website:
Managing your money in uncertain times: set of guides put together in response to the pandemic and rising cost of living.
Budget Planner Tool: analyses your household spending and puts you in control.
Debt Advice Locator Tool: find the best debt advice service for you.
Debt and borrowing: Getting out of debt and affordable borrowing.
Benefits: What you're entitled to and info on Universal Credit.
Budgeting and managing your money: Advice on running a bank account.
Family and care: Guides to help with a number of different family scenarios
Help with scams: Spotting, avoiding and recovering from scams.